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Cash flow blind spots eliminated.
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57 → 30days
Debtor Days (DSO)
Industry best-in-class
45 → 12days
Cash Conversion Cycle
Working capital freed
68%
AR Collection Rate
Avg client before OpsOracle
±8%
Budget Variance
Reduced to ±2% with AI
Real Pain → AI Solves It
Your team faces these every week.
OpsOracle names them and fixes them.
Actual AI output from real finance data. Upload your report and get this analysis in under 30 seconds.
The Pain
Our debtors aging report shows ₹38L outstanding > 90 days. Finance team doesn't know which customers to prioritise for collections.
Raw data signal
Customer A: ₹12,40,000 | 95 days | Last payment: 42 days ago. Customer B: ₹8,20,000 | 104 days | No payment this quarter. Customer C: ₹18,00,000 | 91 days | Disputes raised: 3
OpsOracle AI Output
₹38L+ is locked beyond 90 days. Customer B (₹8.2L, 104 days, zero payments this quarter) shows the highest write-off probability — 78% based on payment inactivity. Customer C has 3 unresolved disputes totalling ₹18L; every day without resolution increases dispute-to-write-off conversion by 4%.
[THIS WEEK] Action
Escalate Customer B to MD-level collections call today. Assign one AR team member exclusively to resolve Customer C's 3 disputes by Friday — unlock ₹18L in 5 days. Customer A: automated payment reminder + 2% early settlement discount.
Expected impact: Recover ₹26.2L within 30 days. Prevent ₹8.2L write-off risk on Customer B with immediate escalation.
The Pain
CFO asked why our cash flow is negative despite good revenue. P&L shows profit but bank account is empty.
Raw data signal
Revenue: ₹1.2Cr | Expenses: ₹94L | Net Profit: ₹26L | Debtors balance: ₹68L | Creditors: ₹12L | Cash: ₹3.8L
OpsOracle AI Output
Classic working capital squeeze: ₹26L profit but only ₹3.8L cash. ₹68L locked in debtors — 56.7 debtor days vs industry benchmark of 30 days. Paying creditors (₹12L) in 12 days but collecting from customers in 57 days creates a 45-day cash gap consuming ₹1.02Cr/year in working capital costs.
[THIS WEEK] Action
Immediately: negotiate creditor payment terms from 12 to 30 days (saves ₹18L/month in outflows). Launch 2% early payment incentive for debtors > 45 days. Review receivables weekly, not monthly.
Expected impact: Close cash gap by ₹22L in 60 days. Reduce debtor days from 57 to 35 — frees ₹26L in operating cash.
The Pain
Monthly expenses are unpredictable. Last month we were ₹8L over budget, this month under by ₹4L. No visibility.
Raw data signal
Jan budget: ₹82L | Jan actual: ₹90L | Feb budget: ₹82L | Feb actual: ₹78L | Mar budget: ₹82L | Payroll: ₹42L/mo | Rent: ₹8L/mo | Variable: ₹32L avg
OpsOracle AI Output
Fixed costs (₹50L: payroll + rent) are stable and predictable. All variance comes from ₹32L variable spend — Jan spike of ₹12L over variable budget, Feb under by ₹4L. Pattern suggests Q1 procurement front-loading rather than genuine overspend. No structural problem, but zero forecast visibility.
[THIS WEEK] Action
Split budget template: fixed costs (lock) vs variable costs (weekly approval above ₹2L). Set ₹30L variable cap with automatic alert at 80% spend. Monthly 15-min CFO review replaces post-hoc reconciliation.
Expected impact: Reduce budget variance from ±₹8L to ±₹2L within 90 days. Save 6 hours/month in reconciliation time.
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